When I started writing this blog, the Dow rang up an amazing day with a 2% or 203.52 point increase. The excitement, however, was almost immediately quenched when it gave the majority of that move back in the subsequent trading session. The volatility has been amazing with the 52 week high along with numerous triple digit market moves. Are you as confused as I am? Especially when I consider these frequent moves are coupled with the discussion of a ‘jobless recovery’. How do we enjoy a sustainable recovery with so many people out of work? The reality is that at some point, there is an end to the creativity that businesses can employ to run expense out of the business to influence the bottom line. Simply stated, without adding to the top line eventually there will be a limit to enhancing bottom line.
In the end, investors desire something that is a reliable ‘truth teller’. Traditionally, cash dividends have always been a ‘truth teller’. In this volatile world, we at Garrow Equity Group encourage investors to add to their portfolio investments that provide dividend income which can and should be one method of evaluating performance. Let’s be clear, I am not talking about the single cent dividend that banks provide to extend their record of always providing a dividend. I’m talking about a meaningful dividend.
Garrow Niblick provides a meaningful dividend or our investors are free to withdrawal without penalty. The cash dividend projections equate to nearly $850 a month for every $100,000 invested. That is a cash dividend of over 10% annually. This isn’t a Nigerian Oil revenue internet scam. Rather, this investment vehicle provides short term construction financing for pre-sold homes in our community. I don’t begrudge someone their investment in the equity market and I am sure there are those that are making a killing. Garrow Equity Group via Garrow Niblick is simply providing a cash dividend generating alternative investment, because banks refuse or are barred from providing this needed financing.
Garrow Niblick pools resources from it investors and passes through 80% of the interest to the investor. Garrow Niblick makes the loan, inspects the progress, disburses the funds and oversees the return of capital typically within 90 days. This is how we are able to provide the flexible egress. Should an investor notify us of the desire to egress out of the investment, in the worse case scenario, they’d be liquidated within 90-120 days while continuing to earn the aforementioned dividend.
Garrow Equity Group is a Private Equity Firm located in Clark County, Washington. We are pleased to provide investors with several investment opportunities which includes the ability to assist investors with self-direct IRA’s, via Pensco Trust Company. If you have any questions, please contact Russ Garrow at russ@garrowequity.com, Alan Ford at alan@garrowequity.com, or Scott Rayburn at scott@garrowequity.com.
Saturday, November 21, 2009
Friday, November 6, 2009
Garrow Niblick LLC, A Part of the Solution
During a recent conversation with a business associate, the topic turned to an interesting metaphor regarding windows. The reference is to the economic troubles we are all experiencing, and how too many people are talking about who broke the window rather than who is working to fix the window. This person then told me how pleased he is to hear that Garrow Equity Group has positioned itself as an innovative fixer of the broken window, rather than just another voice attempting to place blame.
I don’t wish to descend into a political discussion, however, this is exactly why we opened Garrow Niblick LLC. Investors are seeking an investment vehicle that can generate a return and provide a stated amount of liquidity. Recently, the revival of the equity market has included numerous days of 100 point swings in either direction. Although the apparent revival is exciting, this volatility continues to produce investor anxiety, especially if the equity portfolio isn’t managed in a manner to takes advantage of these wild swings. Investors would be happy and less anxious if they could see a return that approximates 10% annually or better and still allows them the liquidity to get out of the investment should another opportunity arise.
It’s common knowledge, that banks are not lending, especially for construction, commercial endeavors, or businesses. In fact, a recent Federal Reserve Bank report annualized this contraction for commercial loans at 19% and for business loans it’s approaching 30%. While the banks and, more importantly, their regulators figure out what to do, how to do it, and seek to shore-up ailing and failing depository financial institutions, Garrow Equity Group sees opportunity. Garrow Niblick LLC provides short-term construction financing for pre-sold residential construction. These notes are typically 90 days in duration and because they turn with such frequency, this provides us the ability to offer egress provisions as an added measure of security and liquidity. The fund passes through to our investors 80% of the coupon of the notes which is an approximate return of 10% or better annually, depending on portfolio performance. Compared to bank deposit rates, or equivalent laddered CD’s, Garrow Niblick LLC provides a return that is 5 to 6 times greater while offering the same liquidity.
Garrow Equity Group will leave the politics to the politicians, bank regulation to the regulators, and remain diligent in producing investments that create active return. Private equity investments like Garrow Niblick LLC put people back to work which has the ability to fix the window and provide a tangible, positive, net societal impact. In the end, if you don’t have a job, do you really care if an employer is required to provide you health care?
I hope this intrigues you enough to reach out to us and inquire about Garrow Niblick LLC or our other investment opportunities. We are a firm committed to demonstrating that creativity and innovation in the marketplace is rewarded and can be a source of active return in an otherwise troubling investment marketplace. Garrow Equity Group is a Private Equity Firm located in Clark County, Washington. We are pleased to provide investors with several investment opportunities which includes the ability to assist investors with self-direct IRA’s, via Pensco Trust Company. If you have any questions about Garrow Equity Group, please contact Russ Garrow at russ@garrowequity.com, Alan Ford at alan@garrowequity.com, or Scott Rayburn at scott@garrowequity.com.
I don’t wish to descend into a political discussion, however, this is exactly why we opened Garrow Niblick LLC. Investors are seeking an investment vehicle that can generate a return and provide a stated amount of liquidity. Recently, the revival of the equity market has included numerous days of 100 point swings in either direction. Although the apparent revival is exciting, this volatility continues to produce investor anxiety, especially if the equity portfolio isn’t managed in a manner to takes advantage of these wild swings. Investors would be happy and less anxious if they could see a return that approximates 10% annually or better and still allows them the liquidity to get out of the investment should another opportunity arise.
It’s common knowledge, that banks are not lending, especially for construction, commercial endeavors, or businesses. In fact, a recent Federal Reserve Bank report annualized this contraction for commercial loans at 19% and for business loans it’s approaching 30%. While the banks and, more importantly, their regulators figure out what to do, how to do it, and seek to shore-up ailing and failing depository financial institutions, Garrow Equity Group sees opportunity. Garrow Niblick LLC provides short-term construction financing for pre-sold residential construction. These notes are typically 90 days in duration and because they turn with such frequency, this provides us the ability to offer egress provisions as an added measure of security and liquidity. The fund passes through to our investors 80% of the coupon of the notes which is an approximate return of 10% or better annually, depending on portfolio performance. Compared to bank deposit rates, or equivalent laddered CD’s, Garrow Niblick LLC provides a return that is 5 to 6 times greater while offering the same liquidity.
Garrow Equity Group will leave the politics to the politicians, bank regulation to the regulators, and remain diligent in producing investments that create active return. Private equity investments like Garrow Niblick LLC put people back to work which has the ability to fix the window and provide a tangible, positive, net societal impact. In the end, if you don’t have a job, do you really care if an employer is required to provide you health care?
I hope this intrigues you enough to reach out to us and inquire about Garrow Niblick LLC or our other investment opportunities. We are a firm committed to demonstrating that creativity and innovation in the marketplace is rewarded and can be a source of active return in an otherwise troubling investment marketplace. Garrow Equity Group is a Private Equity Firm located in Clark County, Washington. We are pleased to provide investors with several investment opportunities which includes the ability to assist investors with self-direct IRA’s, via Pensco Trust Company. If you have any questions about Garrow Equity Group, please contact Russ Garrow at russ@garrowequity.com, Alan Ford at alan@garrowequity.com, or Scott Rayburn at scott@garrowequity.com.
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